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Spending Money Wisely Promotes Stability

When was the last time you bought something that you or your family didn’t really need? This is not a trick question. Think about it and answer it for yourself. I’ll bet it was within a week. Spending money wisely promotes family stability. We all buy things that we don’t […]

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How to Learn Money Management

How do you feel about your ability to manage your money? Are you ever late paying your bills? Do you have a savings account? All three of these questions are part of the financial equation that indicates your desire to learn money management. You see, your parents and your school […]

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Is a Credit Card Balance Transfer Wise?

Have you ever received a Credit Card Balance Transfer offer in the mail? Many of us have and some of us have used this financial tool in the hopes of helping ourselves reduce debt. Is this practice of credit card balance transfer wise? The answer depends upon your actions after […]

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Debt Management Is A Learned Skill

Debt management is a learned skill. It requires your full attention to correctly manage your debt. If you do not make a sincere effort to understand how you got where you are financially, it will be nearly impossible to improve your financial fitness. Take a look at ALL of your […]

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A Monthly Budget Develops Family Stability

Do you have a monthly budget for your family finances written down on paper or on your computer? If you answered “YES” to this question you are way ahead of the average family in America. Most families don’t have a monthly budget period. The importance of having a recorded monthly […]

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Family Goals Are Important

Family goals will usually be short term goals and long term goals. Like all goals, they are important to write down on paper. It is also important to review them often. Short term goals may need reviewing every week. Long term goals may need reviewing every month. You decide based […]

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Make Better Decisions Now

Make better decisions and your life will become less stressful. Very few people want to hear that they make bad decisions. It is an attack on your intelligence and credibility. However, most folks in America are victims of their own making. What do I mean by that? I mean that […]

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Financial Advice Provides New Living

Financial advice is something most of us need at certain times in our lives. Chances are that your parents and other family members did not have serious conversations with you about personal finances. Neither did your teachers at any level of your education. So, it is not really surprising that […]

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Financial Goals Help Money Management

Financial goals are very important. They help you allocate and budget your money towards reaching those goals. Knowing where your money goes each month is critical if you want to get ahead and become financially fit. In today’s world, cash and checks are becoming less important than they used to […]

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Spending Provides Savings Opportunity

Examining your monthly spending almost always will provide a savings opportunity. Are you interested in saving money? Who isn’t? Let’s go through a little exercise and examine how we have been spending our money. First, we want to take a look at our bank statements and all of our credit […]